Request a hard-money review now  ·  Call Alfred 786-255-2881

South Florida · Nationwide lender network

Hard money, private money, and residential loan options.

Rapido Mortgage, LLC is a licensed mortgage broker. We present loan requests to wholesale and private lenders, including fix-and-flip and ultra-luxury ground-up construction. Approval, terms, rate, amount, and timing depend on the lender, the project, and the borrower. This site does not promise credit, a rate, or a closing date.

Asset-based programs

Hard money & private money

Fix & flip, bridge, renovation, and ground-up construction requests are reviewed case by case — including ultra-luxury spec and investment projects. Download the short form. A conversation is not an approval.

Download hard money form

Residential & investor

Other loan types

Purchase, refinance, FHA, VA, DSCR, jumbo, foreign national, and cash-out are originated through approved lenders. Use the secure 1003 to start a formal application.

Start 1003 application

Private names

Confidential

Entertainers, athletes, streamers, and creators. Private review.

Open

Confidential

Entertainers, athletes, and creators

Streamers, content creators, professional athletes, and artists often show cash flow that a bank box will not accept. When a bank program fits, we originate it. When it does not, we present a hard-money or private-money request as a business-purpose file — typically titled in an LLC. Inquiries are handled confidentially. Requests generally start at $1 million and may be considered up to $50 million, higher if a sponsor supports it. Not a commitment to lend.

Request a confidential review Download hard money form

Programs we may originate

Hard / private

Asset-based requests placed with private lenders when a bank program is not the fit. Terms vary by lender.

Fix & flip

Purchase and rehab, nationwide. Preference: ultra-luxury Florida. Full file: contract, budget, ARV, contractor. Generally $1M–$50M.

Ground-up construction

Ultra-luxury spec and investment construction — Miami-Dade, Broward, Palm Beach, and Naples. Plans, budget, builder, and experience required. Generally $1M–$50M, subject to the lender and the project. Not a commitment to lend.

DSCR / investment

Rental cash-flow programs for investors, subject to investor guidelines.

Foreign national

Non-U.S. borrowers buying U.S. property, subject to lender overlays and reserves.

Jumbo / super jumbo

High-balance purchase and cash-out where a lender program is available.

FHA / VA / conventional

Government-insured and conventional programs through wholesale lenders. Rapido is not FHA, VA, USDA, or HUD.

Bridge & cash-out

Bridge and equity programs when a lender will make them. Not available to every applicant.

Talk to Alfred Beltran, MLO

Request a call

This form is an inquiry only. It is not a loan application, not a credit application, and does not pull credit. Hard / private money borrowers should also send the PDF. A formal consumer application is the 1003 link above.

Equal Housing Lender. Submitting this form does not guarantee a loan, a rate, or any term. See disclosures below.